habitmustsomething you do again and again, often without thinking
impulsemusta sudden wish to do or buy something right now
attitudenicethe way you think or feel about something
Say them out loud. Then use one word in a sentence.
THE BIG IDEA
Everyone uses money differently
Two people can get the same €100 and do very different things with it. One saves it. One spends it today. One makes a plan. One takes a big risk.
The way you think and act with money is your money personality. It comes from your habits and your attitude.
💡 There is no best type. When you know your type, you can make better choices — and see your own risks.
FIND YOUR TYPE
The quiz — 4 quick questions
Pick the answer closest to you. There are no wrong answers. Then tap Show my type.
1 · You get €100 you did not expect. What do you do first?
2 · A "cheap phone deal" pops up online.
3 · How do you feel about money you already have?
4 · A new game, skin or shoe comes out.
Please answer all 4 questions first 🙂
Remember: your type can be a mix, and it can change as you grow. That's normal.
THE FOUR TYPES
What each type is like
🐖 Saver
Strength — builds safety, great for reaching goals.
Watch out — may miss fun or good chances.
🛍️ Spender
Strength — enjoys life, often kind and generous.
Watch out — money can run out fast (impulse).
📊 Planner
Strength — in control, reaches goals step by step.
Watch out — can overthink, slow to enjoy.
🎲 Risk Taker
Strength — brave, can grow money.
Watch out — can lose money; must check the risk.
YOUR TURN
Think about it
✍️ In the chat: "I am a ______ because ______."
Optional challenge — just for fun, no task: for a few days, notice ONE thing you wanted to buy. Write down what it was and why. That's your first money diary.