You are the detective
Read each message. Choose 🚩 scam, 🤔 ask more or ✅ probably fine. Then the red flags appear.
There is no score and no grade. The goal is to collect warning signs you will recognise again.
Scam. 5% every week would multiply money about 12 times in a year. Nobody with that would need your €200.
🚩 Red flags: guaranteed profit · urgency · unrealistic numbersPhishing. Fear plus a link. Never use the link — open your bank app yourself.
🚩 Red flags: fear and time pressure · strange link · asks you to confirm dataScam — and dangerous. This is a money mule: stolen money moving through your name. Say no and tell an adult.
🚩 Red flags: paid for doing nothing · someone else's money · your name on itScam. Far below the normal price, and a payment method you cannot get back. The parcel never arrives.
🚩 Red flags: too cheap · transfer to a private account · no buyer protectionScam. The growing number is just a screen. A fee to release your own money is a classic trap — and it never ends after one fee.
🚩 Red flags: pay to get money out · profit you cannot check · pressure to pay fastProbably a normal offer. A realistic rate, a real company, no secrecy, no pressure. Still worth checking that you are on the real website and not a copy.
✅ Good signs: realistic number · no urgency · you can leave any time